# Referenssit

- **Wamo Solutions**: Nordic Law acted as a legal advisor to Wamo Solutions in its EUR 10 million Series A financing round. Wamo Solutions is a licensed electronic money institution (EMI) providing a payment and expense management platform for SMEs. Nordic Law advised Wamo from the completion of the due diligence phase onwards, leading the negotiations and finalization of the transaction documents.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law acted as counsel to a shareholder and board member of an Estonian fintech company in a criminal investigation, wherein the person was suspected of aggravated tax fraud relating to the alleged formation of a permanent establishment in Finland. The damages of the alleged offences were significant. We assisted our client both in the preceding tax inspection as well as in the subsequent criminal investigation, and as a result of our wide-ranging written statement on behalf of our client, the prosecutor made the anticipated decision not to prosecute our client for any suspected crime.
- **Kvarn**: Nordic Law successfully advised Kvarn Capital Oy throughout the process that led to Kvarn being granted an authorization as a crypto-asset service provider (CASP) under the MiCA Regulation. In addition to its newly granted CASP authorization, the Kvarn X ecosystem holds licenses to provide payment services as well as investment services, enabling Kvarn to integrate traditional finance and crypto-asset markets in a uniquely comprehensive and regulated manner.
- **NorthCrypto**: Nordic Law assisted NorthCrypto Oy throughout the process of acquiring a license to offer crypto-asset services under the MiCA regulation. At present, NorthCrypto’s authorization covers the custody and administration of crypto-assets as well as the provision of transfer services for crypto-assets on behalf of clients. Through NorthCrypto, clients gain access to a secure, transparent and fully compliant process for participating in the crypto-asset market.
- **Coinmotion**: Nordic Law assisted Coinmotion Oy in the authorization process that led to it becoming the first company in Finland to be granted a crypto-asset service provider (CASP) license under the new MiCA Regulation, and continues to support Coinmotion Oy in on going MiCA compliance. Coinmotion provides custody and administration, exchange, execution, and transfer services for crypto-assets. Through these services, clients benefit from a secure, transparent, and compliant framework for managing their crypto-assets.
- **Paxos**: Nordic Law assisted Paxos in issuing the USDG stablecoin in EU markets. USDG is a MiCA-compliant stablecoin backed by USD and available through Global Dollar Network. Project management included communication with the FIN-FSA and preparation of all necessary documents.
- **PaySaxas**: Nordic Law assisted PaySaxas in obtaining an e-money institution (EMI) license. PaySaxas provides complete solution for companies that need to move money globally — faster, simpler, and with full visibility over every transaction. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **Kvarn**: Nordic Law assisted Kvarn X in obtaining a payment institution license. Kvarn is a Finnish crypto-asset brokerage and custody service, and an expert specializing in crypto-asset investments. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **Paxos**: Nordic Law assisted Paxos in its change of control process in connection with the acquisition of Membrane Finance. With the change of control process, Paxos received regulatory approval for the acquisition of Membrane Finance, making Paxos a fully licensed EMI in Finland and the EU. Paxos is the leading regulated blockchain and tokenization infrastructure platform that issues trusted stablecoins / e-money tokens.
- **Equilibrium Ventures**: Nordic Law assisted Equilibrium Ventures in obtaining registration as an alternative fund manager (AIFM). The assignment included project management and assistance in drafting the necessary documents. Equilibrium Ventures invests in early-stage blockchain infrastructure, including scaling technologies. They have launched their first fund, Equilibrium Ventures Fund I.
- **Ovoro**: Nordic Law assisted Ovoro Oy in obtaining a virtual asset service provider (VASP) authorisation and continues to assist Ovoro Oy in achieving MiCA compliance. Ovoro offers an artificial intelligence-based application that automates cryptocurrency trading. Ovoro's service is aimed at early-stage investors who seek easy access to the cryptocurrency markets.
- **Alusta / National Gallery**: Nordic Law assisted Alusta with drafting terms of service. Alusta is a digital creativity platform created by the Finnish National Gallery where artists can create, exhibit, share and sell their NFT artworks.
- **Veri.co**: Nordic Law assisted Veri-service in drafting terms of use and data protection documentation. Veri-service helps individuals improve their metabolism by providing real-time glucose monitoring and personalized dietary recommendations, aiming to achieve health and weight goals.
- **Smartvatten**: Nordic Law provided outsourced legal department services (LegalBuddy) to Smartvatten. The assignment included contract work and ensuring general compliance. Smartvatten offers water efficiency solutions that help properties and water utilities optimize water usage and detect leaks through real-time monitoring and analytics. Their services help save water and energy, reduce environmental impacts, and lower costs.
- **Business Law and M&A**: Nordic Law assisted its client operating in the gaming and Web3 sectors in the legal aspects of approximately a 5 million euro funding round.
- **Fintech**: Nordic Law assisted its client in applying for and obtaining an Electronic Money Institution (EMI) registration decision.
- **iconicchain**: Nordic Law assisted iconicchain Oy in drafting data protection documentation. Iconicchain offers automatic, real-time blockchain-based solutions for regulatory compliance and verification. Their services include automating the lifecycle of securitization, real-time compliance analytics, and blockchain-based data management across multiple industries.
- **Nordic Sales Crew**: Nordic Law assisted Nordic Sales Crew in the update of customer contracts. Nordic Sales Crew is a sales industry expert company that offers comprehensive sales services, including face-to-face sales, door-to-door sales, and B2B sales. They help companies grow and succeed through efficient sales processes and strong customer relationships.
- **ZenTreasury**: Nordic Law assisted ZenTreasury Oy in updating terms of use and drafting commercial agreements. ZenTreasury is a Finnish cloud-based platform that enables companies to manage their treasury functions.
- **KxS Technologies**: Nordic Law assisted KxS Technologies Oy in drafting commercial distribution agreements. KxS Technologies develops and manufactures integrated optical water content monitors that can be utilized in manufacturing processes within the chemical industry.
- **Cprime**: Nordic Law provided comprehensive legal assistance to Cprime in various business legal matters. Cprime helps companies improve efficiency by offering strategic and technical consulting, coaching, and training.
- **Pinjo Invest**: Nordic Law assisted Pinjo Invest Oy in drafting documentation related to a corporate transaction. Pinjo Invest helps streamline, develop, and optimize payment solutions for its clients.
- **Ruutti**: Nordic Law assisted Ruutti in drafting commercial agreements. Ruutti provides its customers with software development services for more efficient logistics.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted a client in a dispute concerning a commercial lease agreement.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted its client in a dispute against a publicly listed company regarding the quality and performance of technology services.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted its client in a debt collection matter as well as in the preparation of a criminal complaint based on the debts.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted its client in responding to police information requests regarding the marketing of gambling activities. The information requests did not lead to further action or police investigation.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted a client with claim collection matters related to a franchising agreement.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted a client with a dispute related to a car valued at approximately 500 000 euros.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted its client in a dispute arising from a loan related to a shareholder agreement.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law assisted its client in the recovery of claims related to the bankruptcy of the crypto-assets exchange FTX from the bankruptcy estates in the Bahamas and the United States.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law acted as the client's representative during the pre-trial investigation with police regarding aggravated debtor dishonesty. After the investigation, no charges were brought.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law acted as the client's representative in a civil litigation before a general court and assisted the client in reaching a settlement agreement valued at approximately 1 million euros in a contract dispute.
- **Dispute Resolution and White-Collar Crimes**: Nordic Law acted as the client's representative in a trial before a general court as the client faced charges of aggravated embezzlement and aggravated accounting fraud.
- **AutoVex**: Nordic Law assisted AlltVex Oy in the registration of the AutoVex trademark. AutoVex is a platform for the resale of cars, where customers can auction their cars or make purchase offers for cars.
- **Membrane Finance**: Nordic Law assisted Membrane Finance Oy in the registration of the EUROe trademark. Membrane Finance is the issuer of EUROe, a stablecoin pegged to the value of the euro - EUROe being the world's first regulated euro-pegged stablecoin.
- **Business Law and M&A**: Nordic Law acts as a legal advisor for its client in the finance and investment sector on general business legal matters.
- **Resistomap**: Nordic Law acts as the legal advisor for Resistomap Oy in general business legal matters. Resistomap provides solutions for monitoring antibiotic resistance in the environment, including water, wastewater, soil, and animal production. Their services cover sample collection, genetic composition analysis, and result visualization, helping to identify resistance issues and anticipate changes.
- **Nordic Sales Crew**: Nordic Law audited the data protection of Nordic Sales Crew Oy. The assignment included assessing the company's current data protection status and providing recommended actions. Nordic Sales Crew is a sales industry expert company that offers comprehensive sales services, such as face-to-face sales, door-to-door sales, and B2B sales. They help companies grow and succeed through efficient sales processes and strong customer relationships.
- **Business Law and M&A**: Nordic Law acted as counsel for its client in negotiating a three-party investment agreement and in negotiating several lease agreements for cryptocurrency mining.
- **Fintech**: Nordic Law successfully assisted its client in responding to the Financial Supervisory Authority's questions regarding the legal assessment of its activities.
- **iconicchain**: Nordic Law gives general legal consultation to iconicchain Oy regarding its business operations. Iconicchain offers automatic, real-time blockchain-based solutions for regulatory compliance and verification. Their services include the automation of the securitization lifecycle, real-time compliance analytics, and blockchain-based data management across various industries.
- **Tax**: Nordic Law successfully assisted its client in obtaining an advance ruling related to crypto-assets staking activities.
- **Tax**: Nordic Law assisted an online merchant client with tax related questions.
- **Tax**: Nordic Law assisted a client with tax matters related to gambling.
- **WikiAgile**: Nordic Law assisted WikiAgile Oy in drafting terms of use and data protection documentation as well as commercial agreements. WikiAgile Oy specializes in management consulting, offering training and granting professional certifications to clients upon successfully completing courses.
- **Rantalainen**: Nordic Law assisted Rantalainen in conducting a Data Protection Impact Assessment (DPIA). Rantalainen is a leading Finnish expert organization in financial and payroll administration, providing comprehensive solutions and expert services in taxation, CFO services, BI reporting, and HR.
- **Hilti**: Nordic Law assisted Hilti with handling data protection compliance issues. Hilti offers a wide range of construction tools and services, including power tools, anchoring systems, software, and dust management solutions. The company focuses on improving productivity and safety on construction sites by providing innovative products and services, including fleet management and technical solutions.
- **Fiksari**: Nordic Law assisted Fiksari Oy in drafting terms of use and privacy documents. Fiksari provides services for the installation, troubleshooting, and advice of common digital devices in homes.
- **Clyde Industries**: Nordic Law assisted Clyde Industries in updating their data protection documentation. Clyde Industries provides industrial maintenance and cleaning solutions, including efficient cleaning systems, aftermarket services, and spare parts. Their solutions enhance safety, streamline processes, and reduce downtime across various industries.
- **Cadmatic**: Nordic Law assisted Cadmatic in drafting service agreements. Cadmatic provides advanced 3D design and information management software for the maritime, process, and construction industries, enhancing efficiency and productivity in projects. Their software enables flexible licensing options, centralized information management, and data-driven design, leading to significant savings and improved project management.
- **BlueBerry**: Nordic Law assisted Blue Berry Share Oy in drafting their terms of use and data processing agreement. Blue Berry Share is a platform designed for investor communication of publicly traded companies, offering effective tools to enhance transparency and openness. The platform enables investor relations professionals to streamline their workflows, focus on strategic initiatives, and better serve investors regardless of their portfolio size.
- **Zapflow**: Nordic Law assisted Zapflow in drafting their terms of use and data protection agreement. Zapflow offers investment teams a comprehensive and easily customizable platform that streamlines processes from deal flow management to LP reporting.
- **Universal Partners**: Nordic Law assisted Universal Partners in organizing their payment services operations. Universal Partners provides intelligent global payment services, foreign exchange risk management, and financial solutions that help companies improve profitability and achieve their financial goals. Their team of experts offers customized solutions that enable businesses to optimize payments and manage financial risks.
- **PlusPlus Capital**: Nordic Law assisted PlusPlus Capital Oy with the drafting of AML documentation. PlusPlus Capital is a multinational receivables management company that has been operating since 2010.
- **Mangopay**: Nordic Law provided Mangopay with a legal opinion on the Finnish Payment Institutions Act and distributor activities in Finland. Mangopay offers scalable payment solutions for platforms and marketplaces, including payment processing, e-wallets, and global payments. It enables secure and flexible payment integrations for businesses across various sectors.
- **iconicchain**: Nordic Law assisted iconicchain Oy with drafting commercial contracts and with the revision of their terms of service and data protection matters. Iconicchain offers automatic, real-time blockchain-based solutions for regulatory compliance and verification. Their services include the automation of the securitization lifecycle, real-time compliance analytics, and blockchain-based data management across various industries.
- **Fudd Finans**: Nordic Law assisted Fudd Finans Oy in drafting commercial contracts. Fudd Finans is a Finnish financial services provider that offers inventory financing solutions to car dealerships.
- **Equilibrium Funds**: Nordic Law assisted Equilibrium Funds Oy in applying for and obtaining an alternative investment fund (AIF) manager license as well as in subsequent ongoing compliance functions. Equilibrium is a Web3 company specialized in blockchain development.
- **Fintech**: Nordic Law assisted a foreign client in the assessment of compliance with regulations related to payment service activities.
- **Crypto-Assets and Web3**: Nordic Law provided legal assistance to a client regarding their token issuance.
- **Empires Not Vampires**: Nordic Law assists Empires Not Vampires Entertainment Oy in corporate legal matters.
- **Black Block**: Nordic Law provided Black Block Oy a legal opinion regarding their token issuance. Black Block is a game development platform that specializes in web3 sandbox game creation utilizing blockchain and NFT technology.
- **Crypto-Assets and Web3**: Nordic Law provided legal assistance to a client regarding their NFT issuance.
- **Coinmotion**: Nordic Law assisted Coinmotion Oy in applying for and obtaining a payment institution (PI) license, as well as in subsequent ongoing compliance functions. Coinmotion is one of Nordics' largest crypto-asset service providers.
- **Coinmotion**: Nordic Law has provided assistance to Coinmotion Oy with a variety of legal matters, e.g. compliance matters related to the VASP Act and MiCA Regulation. Coinmotion is one of the Nordics' largest crypto-asset service providers.
- **Membrane Finance**: Nordic Law assisted Membrane Finance Oy in obtaining an e-money institution (EMI) license. Membrane Finance is the issuer of EUROe stablecoin, which is the world's first regulated euro-backed stablecoin. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **Crypto-Assets and Web3**: Nordic Law assisted a client in obtaining a virtual asset service provider (VASP) registration. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **Equilibrium**: Nordic Law acts as legal advisor to Equilibrium Group Oy in various legal and Web3 projects. Equilibrium is a Web3 company specialized in the development of decentralized technologies in the Web3 environment.
- **Narvi Payments**: Nordic Law assisted Narvi Payments Oy Ab in obtaining an e-money institution (EMI) license. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **Eiger**: Nordic Law acts as legal advisor to Eiger Oy in various legal and Web3 projects. Eiger is a Web3-developer that offers full development services, including e.g. blockchain and smart contract integrations as well as the deployment and maintenance of blockchain infrastructures.
- **Membrane Finance**: Nordic Law acts as legal advisor to Membrane Finance Oy. Membrane Finance is the issuer of EUROe stablecoin, which is the world's first regulated euro-backed stablecoin.
- **Kollekt.io**: Nordic Law advised Kollekt Group Oy on the relevant legal questions related to their operations, and the assignment included drafting the required terms  for their service Kollekt.io. Kollekt.io is a platform that allows the collection and showcasing of digital collectibles (NFTs), with the possibility of utilizing and using these collectibles in the real world.
- **Tribo Games**: Nordic Law acts as legal advisor to Tribo Games on the legal aspects of Web3 and gaming. Tribo Games is a game development and NFT specialized company that designs mobile games and has issued the Flameys NFT collection.
- **Narvi Payments**: Nordic Law assisted Narvi Payments Oy Ab in obtaining a virtual asset service provider (VASP) registration. In addition to project management, the engagement included assisting in drafting all necessary documentation.
- **TECHNOLOGY INDUSTRIES OF FINLAND**: Nordic Law assisted Technology Industries of Finland in drafting relevant terms of use and data protection measures to the digital TES-kone service, which assists the members of Technology Industries of Finland to draft company-specific collective bargaining agreements.
- **Brella**: Nordic Law advises Brella Oy on a wide range of data protection matters. The engagement includes drafting documentation, consultation, and organising data protection training. Brella is a company specialized in event organizing, and they offer their clients AI-powered software to help organize different events.
- **AutoVex**: Nordic Law acts as a legal advisor to Alltvex Oy on business law matters. Alltvex Oy provides the digital AutoVex.fi platform. Autovex is a car auction platform, where users can set their car up for auction or bid for other cars.
- **TREANGLO**: Nordic Law assisted Treanglo Oy in drafting relevant terms and data protection conditions for their Kide.app service. Kide.app is a platform for students and event organizers that allows for the sale of tickets to events.
- **BEZALA**: Nordic Law acts as legal advisor to BEZALA Oy on business law matters. Bezala offers an international travel invoicing software that automates accounting.
- **VALEGA**: Nordic Law regularly acts as legal advisor to Valega Chain Analytics on business law matters. Valega offers AML auditing services to crypto service providers.